Money Making Direct

How to Find My Credit Score on My Credit Report

By Deborah Nelson

A credit report is an itemized list of all reported credit accounts, their activities and their status. The three major credit bureaus are Experian, TransUnion and Equifax. Although each bureau produces its own credit scores, the three also jointly produce a credit score called VantageScore. However, the most commonly used credit score is called the FICO score and it is produced by an...

Improving Credit Scores Through Credit Card Payments

By Cellina LaForey

If you want to obtain credit, you must show your creditworthiness by having attractive credit scores. You can improve your credit scores by the way in which you make your credit card payments. Get a copy of your current credit report so you can see just how good or bad your credit is (see Resources). This way you can set a plan of action to make improvements. Compare your credit card history...

First-time Home Buyer Checklist

By Ann Johnson

A first-time home buyer should have a list of tasks that need to be completed prior to the close of escrow. If a buyer is using the services of a real estate agent, that professional will typically walk her through the process and provide a reminder of the various items that need to be done before closing the deal. Meet with a lender. Before making a purchase offer a buyer should be pre-approved ...